Kimberly Terry is the creator of the ϕharmony method™ — a multidisciplinary coaching system for people and organizations in transition. Her work integrates coaching, systems thinking, and authorship into a coherent structure for transformation that endures and scales.
She brings over 30 years of experience across wealth management, business design, and executive coaching. A Certified Financial Planner™ (CFP®), Accredited Investment Fiduciary® (AIF®), and dual-certified coach, Kimberly has guided mission-driven leaders through exits, identity shifts, narrative transitions, and moments of deep recalibration. Her programs — spanning AI authorship, purpose alignment, and leadership transition — are supported by developed tools and frameworks that will provide future licensing opportunities.
Described as a cultural architect, she combines AI fluency, systems design, financial expertise, and transformational coaching into a rare synthesis. With roots in business and finance, she offers a clarity and rigor that is rare in the coaching field.
“Kimberly Terry, CFP®, AIF®, Certified Health and Life Coach (ICF-accredited program).
“The goal isn’t just change.
It’s the freedom to live with the energy and clarity you’ve been reaching for all along.”
What People Are Saying
“I recently had the opportunity to complete a full coaching process with Kimberly Terry and found it remarkably supportive and motivational. Kim's strong yet unassuming demeanor made the process feel so easy and helpful. I think the key to Kim's process is that she never offers answers but is brilliant at energizing clients to ask and answer their own questions without ever feeling like she was guiding the process at all. As someone who had never imagined going through this process, I renewed for a another 90 -day program and can't recommend it highly enough.”
— Saul D., Educator
“Kimberly listened to me, and opened my understanding. As we went through the twelve sessions,” I experienced new ideas and awakenings that helped me move toward where I wanted to go. I came into the program with one goal but through the sessions added more goals and experienced more clarity of how I wanted to move forward.”
— Rod M., CoFounder and CEO
“Kim has a dynamic way of showing up for each session and leading me to valuable insights and great Aha moments. She is able to guide me through challenges that present as road blocks and offers exercises and new information that helps me keep moving forward. My life is transforming with each session.”
— Tanzi D., Dentist and Non-Profit Founder
An Origins Story:
By Kimberly Terry, Founder and CEO of ϕharmony Coaching and creator of the ϕharmony™ Method.
I grew up in Enumclaw, a small town near Mt. Rainier, surrounded by rivers, wide fields, and the kind of freedom most people only touch in dreams. My world was alive with adventure: riding my horse along riverbanks, skiing steep slopes, and biking for miles without seeing another soul. Life on a small ranch meant I witnessed the circle of life up close. It was simple, spacious, and full of presence.
That early sense of aliveness — listening to what was real and moving with it — became the foundation of everything I build now. It taught me rhythm, independence, and the freedom to create my own path.
Those same qualities shape my work today. I create space for people to hear what’s true for them, to navigate thresholds, and to step into transitions with clarity and momentum. What shaped me then continues to shape the work now: natural rhythm, space to move, and trust in what rises when things get quiet.